ALTHEA
Schneider Insurance · Richard
✓
Address
✓
Property
✓
Coverage
4
Quote
16573 Pine Valley Ct, Loxley AL 36551
Owner-occupied SFR · 2,751 sq ft · Built 2005 · FORTIFIED™ Roof verified Jan 2024
Pick a wind / hail deductible①
Bindable · re-rates instantly
Lower deductible
1%
$6,750 per event
$1,810/yr
$151/mo · all-in
Recommended
2%
$13,500 per event
$1,520/yr
$127/mo · all-in
Save more
5%
$33,750 per event
$1,250/yr
$104/mo · all-in
Bindable
Quote #ALT-2026-04217
Expires Aug 5, 2026
Re-rate quote②
Talking points for your client③
At a 2% wind deductible, your client's max wind exposure is $13,500 per event on a $675,000 dwelling.
FORTIFIED™ Roof saves your client $640/yr — about $53/month off the wind premium.
Quote good through Aug 5, 2026. One-click refresh if rates move before bind.
Premium breakdown
Wind / Hail premium$1,300
FORTIFIED™ Roof discount−$640
Taxes & fees
AL surplus lines tax (6%)$78
Stamping fee (0.4%)$5
Policy fee fully earned$137
Total all-in$1,520
Surplus lines tax via InsCipher · Policy fee non-refundable
What's covered
A — Dwelling$675,000
B — Other Structures$67,500
C — Personal Property$337,500
D — Additional Living Expenses$135,000
E — Personal Liability$500,000
F — Medical Payments$5,000
Deductibles & effective date
Wind / Hail2% — $13,500
Effective dateJune 5, 2026
Term12 months
FORTIFIED™ Roof ✓
Replacement cost roof