ALTHEA
Harbor Insurance Agency
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Richard ▾
✓
HO3
2
Identity
3
Diligent search
4
Bound
16573 Pine Valley Ct, Loxley AL 36551
$1,520/yr · Standard tier · effective June 5, 2026
Insured type
Select LLC or Trust if the property is held by an entity. We'll ask a couple of follow-up questions to capture members / trustees and signing authority.
Named insured
Mortgagee on this property?
Lender details
Does the lender pay this policy via escrow?
Billing path: Mortgagee escrow — Althea will invoice Wells Fargo at bind. Homeowner does not receive a payment link.
Effective date
✓ On or after today — no backdating allowed
✓ Underlying HO3 is in force on this date
✓ HO3 expires more than 6 months after this policy ends
Cancellation impact at this effective date
Starts in hurricane season (Jun 1 – Nov 30). Minimum earned premium is 75% — if the homeowner cancels at any point in the policy term, they get back at most 25% ($380 of $1,520).
Electronic delivery consent